Promotion Period : 1 December 2009 to 31 March 2010

Benefit 1
Free-For-Life Cardmembership for successful Principal and Supplementary Cards - Full 1st year annual fee waiver & subsequent years annual fee waiver is based on a minimum of 12 swipes over the preceding 12 months. Subject to minimum of 1 retail transaction made in a month.

Benefits 2
GAIN MORE THAN RM1.8 MILLION OF CASH BACK PAYOUT WITH PB CREDIT CARDS

• APPLY, SPEND & GET RM60 CASH
  Upon accumulated retail spend of RM80 within first 2 months from card approval date.
  
  
• ENJOY PB REAL CASH BACK II - 8% + 2%
  
  8% Cash Back for Credit Cardmembers who perform 8X retail swipes in each tracking month, up to maximum of RM50 per Cardmember per month.
  
  Additional 2% Cash Back if Cardmember sign up for new Zero Interest Instalment Plan (ZIIP), new Balance Transfer & Overseas Transactions, up to maximum of RM30 per Cardmember per month.
  
  Maximum payout of RM450,000 Cash Back per month, based on first-come-first served basis.
  
  
• ENJOY UNLIMITED CASH MEGABONUS OF UP TO 0.9%
  
  Applicable to selected PB Credit Cards on retail purchases excludes casino and petrol transaction, cash advance, balance transfer, government-related payments, payment to charity & utility bills payment via www.pbebank.com & ATM.